5 Essential Questions to Ask Your Prospective Foreclosure Attorney

June 18, 2021
Foreclosures can be long and complex. In the last quarter, they took an average of 841 days. While you can handle a foreclosure on your own, hiring a foreclosure lawyer to help you with your foreclosure can help you with the tedious process. But before you hire an attorney to help you with your foreclosure, here are some questions you should ask your prospective attorney.

1. What’s Your Experience Handling Foreclosures?
Foreclosures can be fairly complex. For an attorney to be adept at foreclosure law, they should have a wide range of knowledge on several legal areas such as contract law, bankruptcy, and civil litigation. If the prospective attorney is not conversant with these areas, he or she may not recommend the best course of action. Hiring an experienced foreclosure lawyer with knowledge of these fields can give you confidence and peace of mind. Ideally, you will also want to hire a foreclosure attorney who has handled cases that are similar to yours.

2. Do You Have Any References?
While experience is great, you can get additional insight by talking to other people the prospective foreclosure attorney has worked with before. Attorneys who have served satisfied and happy clients will be more than glad to provide references to boost your confidence in them. Ultimately, you will want to hire a foreclosure lawyer you are comfortable with.

3. How Will You Approach the Foreclosure Defense?
Some lawyers have only one approach, while others have multiple ones. Before you settle for a foreclosure attorney, find out the approach your prospective lawyer will adopt. Often, requesting a loan modification is usually the best course of action. However, some lawyers may recommend you file for bankruptcy, while others may propose litigation. Therefore, before you hire a foreclosure lawyer, find out the approach he or she will use to help you decide if it is in your best interest.

4. Will Anyone Else Work on My Case?
Since foreclosure cases can be fairly long, sometimes multiple people may work on your case. Ask your attorney if other people, such as paralegals, will help with your case. Additionally, ask if the prospective attorney will do the bulk of the work. Ideally, you will want to work with an attorney who prioritizes your case.

5. What’s Your Payment Plan?
Money is a delicate topic, but it is an important issue to raise with the prospective attorney during the preliminary stages. Typically, many attorneys usually charge an hourly rate for their services. However, since hourly rates can be unpredictable, some attorneys charge a flat monthly fee. Clarify your prospective attorney’s payment plan to avoid surprises down the road. Also, do not be hesitant to negotiate a better price. However, bear in mind that when it comes to legal services, cheap can be expensive.

Foreclosure Attorney in Houston
If you fall behind on your mortgage payments, the thought of losing your home can be daunting. But do not fret. Our team of estate law and foreclosure lawyers in Houston is available to help you navigate the foreclosure process. Need help with your foreclosure? Book an appointment today to obtain legal assistance.


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